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What Is a Drug Formulary? A Simple Guide for Patients on Costs, Tiers, and How to Navigate Coverage

What Is a Drug Formulary? A Simple Guide for Patients on Costs, Tiers, and How to Navigate Coverage

Harrison Greywell Jan, 3 2026 0

A drug formulary is your insurance plan’s list of covered medications, organized into tiers that affect your out-of-pocket costs. Learn how tiers work, why drugs get removed, and how to fight coverage denials.

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